Get paid by every customer in Tanzania.

Mobile money and bank transfers — collected into one account, with payouts to your bank or mobile money account built in.

app.settlopay.co.tz/overview

Take payments at the counter, sell online, pay your suppliers, build on the API. Whatever your business is, every way your customer pays lands in one account.

Every way Tanzania pays

Where another site would show customer logos, we show the rails we reach.

  • M-Pesa
  • Mixx by Yas
  • Airtel Money
  • MHB bank transfer
  • TANQR QR
For growing businesses

Everything a growing business needs to get paid.

Online checkout

One hosted checkout that offers the customer the rail they already use — mobile money first, then bank transfer. Every payment settles into the same balance and the same ledger.

See what you can do
app.settlopay.co.tz/overview

Accept payments

Mobile money and bank transfers from any customer in Tanzania, through a link, the checkout or the API.

Learn more

Payouts

Single or batched payouts to your configured bank account or mobile money wallet, from the dashboard.

Learn more
For small businesses

Everything a small business needs, without writing code.

01 · Payment links

Get paid with a link

Make a link in the dashboard, share it on WhatsApp or SMS, and take one-off payments from anyone.

02 · Refunds

Refund a payment

Full or partial refunds against any succeeded payment — never more than the customer paid.

03 · Balances and ledger

Know what you have

Available and settling balances, and a ledger entry for every movement in and out.

You run the business. We handle the money side.

Open an account
Who it's for

One account for every kind of business.

Verification (KYB) happens in the dashboard. Bring the documents for your business type and start collecting once approved.

Sole proprietor

Trading under your own name.

Company

Registered company with directors and shareholders on file.

NGO

Non-profit organisations collecting contributions and paying suppliers.

For developers

Clear, well-documented APIs.

We have done the rail integrations so your team does not have to. One set of objects covers every way a customer in Tanzania can pay.

  • Create and confirm payments on any rail
  • Payouts and refunds
  • Signed webhooks for every state change
  • Safe retries with idempotency keys
  • No sandbox — test keys hit real rails
payment_intent · lifecycle2026-04-29
  1. CREATED13:30:02
  2. RISK_REVIEW13:30:03
  3. PENDING_AUTH13:30:04
  4. AWAITING_CUSTOMER13:30:05
  5. SUCCEEDED13:30:46
pi_01HQ9X…3fa85f64-5717-4562…No sandbox
Our reach

Built for Tanzania, end to end.

5 rails

M-Pesa, Mixx by Yas, Airtel Money, MHB bank transfer and TANQR QR.

TZS

One currency, two decimals, every amount in tabular figures.

1 account

One balance, one ledger and one reconciliation, whichever rail the customer used.

Ready to get started?

Create an account, verify your business in the dashboard, and start collecting on every rail.

Settlo Pay